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November Holiday Hours!

Have A Joyous Holiday!

Wednesday, November 22 we will be opened from Noon until 5:00 pm

Thanksgiving, Thursday, November 23: Closed

Black Friday, Friday, November 24: Open from Noon until 5:00 pm

Small Business Saturday, Saturday, November 25: Open from 10 until 2:00 pm

Cyber Monday, Monday, November 27: Open from Noon until 8:00 pm

Giving Tuesday, Tuesday, November 28: Open from 10 until 2:00 pm

Referendum for Library Funding

Referendum for Library Funding

Chapter 414 FAQs

Remember – Flip the Ballot!

In 1995, New York State passed a law designed to help public libraries receive more support from their communities. This law allows libraries to petition to place a proposition on the ballot and to designate the amount that their towns will contribute toward library operations. The law is unique in that it enables voters – rather than town governments – to determine their town’s level of library support.

Why is the Claverack Free Library (CFL) seeking an increase in funding?
The CFL is the heart of our community and is much more than a place to borrow books. Today’s library is a vibrant social center and technology hub, with extensive and varied free programming offered for all ages. Boosted by technological advances over the past two decades, the CFL now serves growing numbers of patrons who rely upon free access to the Internet to enhance their personal, educational, cultural, and professional lives.

It is important to note that the requested funding
can be applied only to the library’s annual
operating budget.

No local tax money will be used to create the
new library and community center.

How does the Chapter 414 Referendum work?
Providing enough registered voters sign the petition, a proposition will appear on the ballot on Election Day on November 7, 2017, and the voters will then decide. If the proposition passes, the town of Claverack’s support for the CFL will be fixed at $63,500 per year and cannot be increased without future approval from voters.

What will this increase mean to the residents of Claverack?
If the entire cost of this proposition is passed on to property owners – which will not necessarily happen – the increase adds $ 0.90 (to the current $10.46) for a total of $11.36 per $100,000 of assessed value. The town may find other sources of revenue (from a surplus, for example), which will result in a smaller increase for taxpayers.

The amount requested from the town is $5,000.

How was the amount of increase determined?
Only twice since 2003 has an increase been sought, while the operating budget has risen significantly to meet the additional costs associated with salaries, associated benefits, heating, building maintenance and technology. These rising costs are in direct response to patrons’ needs and the number of free services offered.

For comparison, the CFL’s operating budget was $70,070 in 2003; the 2017 budget is set at $108,950.

What have other libraries in New York done?
The Mid-Hudson Library System recommends that libraries go to voters every several years to approve regular increases to keep pace with rising costs of operating effective libraries. System-wide in 2015 and 2016 more than 95% of the votes requesting additional funding were successful.

Is this a new tax?
No. Voters are asked to approve a line item that already exists in the town budget. The Town Board could decide to raise taxes if it is unable to find room in the budget for the approved library funding.

How much local tax money does the CFL now receive?
The town of Claverack provides $58,500 per year to the Library, which is approximately 53% of the Library’s annual operating budget. The CFL also receives $500 from the town of Taghkanic and, like all libraries in the county, $5,700 from Columbia County.

How does the CFL compare to other libraries in Columbia County?
Per capita countywide, the CFL maintains the second-lowest funding level of all county libraries and receives approximately half as much funding from its town than most other libraries.

When and if approved, does it mean the CFL can stop private fundraising?
Absolutely not. The requested budget increase does not reflect the library’s need. In order to keep the budget as modest as possible, the library will continue to rely on voluntary donations from individuals, foundations, and local businesses, as well as proceeds from book sales and other special fundraising events.

What if the proposition is defeated?
The Claverack Free Library will have little choice but to come back next year and ask again, for the library cannot sustain, much less improve, vital services without an increase in funding.

Please contact the Library for more information. The library’s staff and trustees will be delighted to tell you more.

This message was produced and paid for by volunteers.

Handmade Jewelry and Craft Sale

Friday, November 3
12:00 PM to 5:00 PM

Saturday, November 4
10:00 AM to 2:00 PM


Wonderful handmade jewelry and other items articles by local artisans will be on display at the Library for your shopping pleasure during regular library hours.

Sterling and semi precious stones, glass, art clay, earrings, necklaces, bracelets and more.

Gifts for the holidays to suit every budget.

Proceeds to benefit the Claverack Free Library.

Find great Holiday gifts!

Friends of the Claverack Library

Home Energy Efficiency Workshop

Sunday, November 5 –  3:00 PM

This is a free workshop for homeowners to encourage participation in the New York State Home Performance with ENERGY STAR Program. This program provides a free or reduced-cost home energy assessment and report, incentives, and low interest rate financing for owners of 1 to 4-family homes. Homeowners can improve the energy efficiency of their homes, save money on utility bills and increase comfort. The home energy assessment is free for most New York homeowners and there is no obligation to install the recommended home energy improvements.

Kathleen Langton of AHP Homeownership Center in Albany will explain how the NYSERDA Home Performance Program works. Attendees will be able to sign up for a home energy assessment after the presentation. These programs have benefits both for homeowners and the community. Energy efficiency and conservation reduce energy consumption and costs, support sustainable community development, reduce greenhouse gas emissions, and help create local green jobs.

Bring your questions; stay for refreshments.

Parking is available on site.

Please pre-register by phone at
518 815-5667, in person, or email to

Book Group – November 10

Add spice to your reading life!

Come to our monthly book group for discussion and refreshments.
Usually on the 2nd Friday of each month at 6:00 PM.
New members always welcome.
Next Book Group Meeting:
Friday November 10
, 6:00 PM

Prisoner of Geography: Ten Maps that Explain Everything about the World by Tim Marshall

Contact Vicki Rosenwald for information on meeting location at or 518 851 5667

Copies are usually available in the Mid-Hudson Library System.
Order yours today.

Defensive Driving & Point Insurance Reduction Program

ny-approved-1Defensive Driving Class – For 10% Insurance Discount
Sunday, November 19
9:00 AM to 3:00 PM

Once you complete the Point/Insurance Reduction Program you are eligible for an immediate 10% discount on your Collision and Auto Liability premium. Your discount will apply to all vehicles for which you are the principal operator FOR 3 YEARS!

If you have incurred violations during the 18 month period prior to completing the course, up to FOUR points will automatically be reduced on your driving record.

All principal vehicle drivers are eligible regardless of violation accident record, senior citizens, youthful drivers and assigned risk drivers. No formal testing – festive classroom participation, informative movies.

This class is recognized by all New York State Insurance companies.There will be a half hour lunch break. Bring your own or shop across the street.

Victor Bujanow is a Certified Insurance Counselor, NYS Licensed Insurance Broker and a Chief Instructor with 25 years of live classroom experience in the Capital Region and the Hudson Valley. Victor is approved by the Empire Safety Council to teach the Defensive Driving and Point Insurance Reduction Programs.

Questions? call the Instructor: 518-784-5009 or e-mail:

Class is limited to the first 20 paid registrations.
Register at the library or by phone 518 851-7120.
Make checks payable to Victor Bujanow, $39 in advance (mail to library at PO Box 417, Claverack 12513) , $45 at the door.
As host, the library receives a portion of the registration fees.